5 must-try meals to cook on air fryer

Midea’s multifunctional air fryers 5.5L Digital Air Fryer

 It’s more than just frying!  5 must-try meals to cook on air fryer

  

Air fryers can help you quickly prepare healthy meals because they can fry food without oil, in a jiffy. But the number one question prospective air fryer owners usually have is:  "What else can I cook aside from fried dishes?" The answer is: A lot! 

Midea’s multifunctional air fryers 3.5L Mechanical Air Fryer 

Midea, the world’s largest producer of major appliances, has introduced two multi-functional air fryer variants — the Midea 3.5L Mechanical Air Fryer (P6,495) and the Midea 5.5L Digital Air Fryer (P8,495) designed to let you cook a variety of healthy dishes. Because of its versatile functionality, Midea’s new 5.5L Digital Air Fryer received the Best Kitchen Appliance from the Preview Girls’ Choice Awards: Summer Edit 2021. This nifty appliance lets you bake a dessert, reheat, toast, grill, or roast, without a fuss. Here are some tasty and healthy meals you can prepare using Midea air fryer:

Bacon-wrapped Asparagus – Bacon-wrapped asparagus is one of the appetizers you can try cooking in an air fryer. With the correct preset on the digital air fryer the asparagus and bacon will come out crispy and surprisingly delicious. 

Homemade chips

No need to go to the grocery to buy bags of chips! Just set the appropriate temperature and time on your Midea air fryer, and fry for 15 to 17 minutes, turning every 5 to 7 minutes to make it crispy and golden brown. You don’t have to stick to potatoes. You can also fry sweet potatoes, kale chips, beetle chips for a healthier snack alternative.   

Roasted savory chicken 

Did you know that it’s possible to roast a whole chicken in your air fryer that’s sure to turn out tender and juicy? With the 5.5L air fryer variant, you can cook a whole chicken and end up with a meal that’s perfect for family-sized gatherings!   Powered by 360 air circulation technology, it circulates hot air around the food to create the same flavor of traditional roasted food, while removing high-fat and high-calorie oils during the cooking process.

Grilled barbecue 

Even when we’re mostly staying indoors, you can still enjoy the vibe of an outdoor barbecue grill using the air fryer. With Midea’s Air Fryer you can broil meat and achieve that char finish in 15 minutes.

Air Fryer Desserts

Who wouldn’t want a warm chocolate lava cake for dessert? Or perhaps a classic bread pudding? Midea’s Air Fryers with multi-functional feature can easily create a showstopper dessert! After mixing all the necessary ingredients for these desserts, simply pour the batter in the pan and pop them into the air fryer basket, set the right temperature or preset, and after a few minutes, you can now enjoy these mouthwatering desserts with your family!

Save yourself from the hassle of using different appliances for preparing your meals With Midea air fryers, you can roast, toast, grill, bake and whip up so many tasty and healthy dishes!

Get Midea’s 5.5L Digital Air Fryer exclusively at www.mideaph.com, Midea’s official Lazada page (www.lazada.com.ph/midea) or at Midea’s official Shopee page (www.shopee.ph/mideaphilippines), and the Midea 3.5L Mechanical Air Fryer at their e-Commerce and leading appliance stores nationwide.

About Midea

Midea is the world's largest manufacturer of home appliances, offering customers a wide range of surprisingly friendly products for day-to-day living at home, at work, and anywhere else they might be. Midea provides high-quality home appliances for air treatment, refrigeration, laundry, large and small kitchen solutions, floor care, and fresh storage, recognized globally for their exceptional design and outstanding functionality. For more information about Midea's home appliance solutions or to avail of exciting deals, visit www.mideaph.com.

Nestlé Philippines has achieved a fresh milestone in tackling plastic waste as it completes its first year of plastic neutrality, the first multinational fast-moving consumer goods company in the country to do so. 

Year one of plastic neutrality: Nestlé PH recovers 27,000 tons of waste

Since August 2020, the company has collected, co-processed, and diverted from the environment over 27,000 metric tons of plastic waste, slightly above the volume of used plastic in the packaging that it has put out in the market over the past year. 

Nestlé Philippines partners with various organizations to achieve and sustain Plastic Neutrality. Following its first year of being plastic neutral, it believes that it can do more by working together with its employees, consumers and other stakeholders.

 

The milestone comes as Nestlé Philippines marks its 110th year in the country, determined to intensify its initiatives towards a waste-free future, with a commitment to make its packaging, including plastics, 100% recyclable or reusable by 2025. Additionally, it commits to reduce a third of virgin plastic use within the same time frame. More specifically, Nestlé Philippines will reduce its use of virgin plastics by 1,100 metric tons in 2021 and is continuously looking for more sustainable packaging through its research centers globally.

The Philippines is the third-largest source of ocean plastic worldwide. Nestlé continues to accelerate its initiatives to address plastic waste holistically in the country across three focus areas: (1) developing the packaging for the future, through packaging and delivery innovation and plastic reduction; (2) helping to shape a waste-free future through increased collection and recycling; and (3) driving new behaviors and understanding through solid waste management education.

"As a food and beverage manufacturer with a major presence in the country, we are called upon to be at the forefront in confronting urgent issues that our planet faces. Our vision, which we are working hard to realize, is that none of our packaging, including plastics, ends up in landfills, in oceans, seas, and rivers. A few years ago, we identified plastic neutrality as a major step forward for us as a company and it is our most important environmental milestone to date. The way has been full of challenges, requiring significant investments and a learning curve as we acquired experience. But we have demonstrated that it can be done, and it is viable. We are grateful to our partners including Republic Cement, CEMEX Holdings Philippines, and Plastic Credit Exchange for enabling us to become plastic neutral," said Nestlé Philippines Chairman and CEO Kais Marzouki.

With its partners, Nestlé Philippines is collecting plastic waste from local government units and communities in different parts of the country. The waste is co-processed in cement kilns, a waste management method by which waste materials are processed at a very high temperature. This breaks down complex materials into simpler compounds and the energy or mineral content of wastes are completely recovered and utilized in the process of producing cement. Emissions from the process are filtered and monitored in compliance with standards of the Department of Environment and Natural Resources.

Looking to the future, Mr. Marzouki said the company is advocating the passage of legislation that will put in place an Extended Producer Responsibility (EPR) scheme for plastic waste. EPR is a comprehensive policy approach in which a manufacturer's or importer's responsibility for a product is extended to the post-consumption stage of its life cycle.

 

Nestlé also co-developed solid waste management modules for schools and also created condensed materials for teens and parents which have been endorsed by the National Solid Waste Management Commission

To do more together, Nestlé Philippines is encouraging consumers to become a Kasambuhay for the Environment. They can start by visiting Nes.tl/KasambuhayForTheEnvironment where they can access solid waste management modules developed for parents and teens, and learn about the waste cycle, proper segregation, recycling, and more. The website also lists locations where they can drop off their plastic waste for recycling, including Nestlé-sponsored collection points at SM Mall of Asia, SM North Edsa, and SM Fairview, among other sites. 

To further its commitment to the planet, Nestlé launched the Isabuhay sa Bahay challenge which aims to encourage its 5,000 strong employees how to live a more sustainable lifestyle for the good of the planet

"At Nestlé Philippines, we are deeply committed to attaining our environmental goals, consistent with our vision of a waste-free future. As we have been in the Philippines for 110 years, we want to leave a legacy, anchored on our respect for the future and coming generations, that includes effectively caring for the planet," Mr. Marzouki said.

4-step skincare routine for clear, glowing skin

Try this basic 4-step skincare routine for clear, glowing skin

6 steps on how to send money to family and friends with PayMaya and Smart Padala

Send money even to those without a bank or e-wallet account!

Send money to family and friends with PayMaya and Smart Padala

As the country experiences heightened community quarantine measures, staying safe is everyone's top priority. Limiting our movements outside is the best thing we can do to help curb the transmission of the COVID-19 virus. Thanks to financial technology, we can do our everyday transactions through our mobile phones, including sending money. 

Sending money to family and friends or paying someone - even those without a bank or an e-wallet account is so much safer and convenient with PayMaya and Smart Padala.  With your PayMaya mobile wallet app, you can quickly send money from the comfort of your homes to almost anyone in the Philippines through its nation-widest Smart Padala agent network. 

With this service, recipients can quickly head to the nearest Smart Padala agent. These agents are usually sari-sari stores in the neighborhood communities, so it is like walking to the house of their trusted kapitbahay – no need to commute or line up at remittance centers to claim the funds. 

On top of the convenience it brings, this service is also affordable. The sending fee for this transaction is just 1.5% of the amount you're transferring – that's as low as P1.5 per transaction!  

Ready to send money from PayMaya to your recipient's trusted Smart Padala agent? The process is easy. Just follow these simple steps:   

1. Ask your recipient for the 16-digit account number of their preferred Smart Padala agent  

2. On your PayMaya app, tap "Send Money"  

3. Enter the 16-digit Smart Padala account number on the mobile/account number field  

4. Input the amount you wish to send and tap "Continue"  

5. Check the transaction details, make sure they're correct, and tap "Send"  

6. Share the transaction's reference number with your recipient. They will need this plus one valid ID to claim the money.  

PayMaya users can use the mobile app to send money for free to millions of PayMaya users anytime, anywhere.

Whether you're sending money for bunso's tuition fee or extra budget to buy groceries, it's now easier than ever to send some love to your family across the country while still keeping yourself safe at home.  

To start enjoying safe, convenient, and rewarding transactions for your everyday needs, download the PayMaya app at https://official.paymaya.com/CAK1/425eb133 and register an account. 

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines, with platforms and services that cut across consumers, merchants, communities, and government.

As of end-June 2021, it provides more than 38 million Filipinos access to financial services through its consumer platforms. Customers can conveniently pay, add money, cash out or remit through its over 300,000 digital touchpoints nationwide. Its Smart Padala by PayMaya network of over 45,000 partner agent touchpoints serves as last-mile digital financial hubs in communities, providing the unbanked and underserved access to digital services. Through its enterprise business, it is the largest digital payments processor for key industries in the country, including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.      

To know more about PayMaya's products and services, visit www.PayMaya.com or follow @PayMayaOfficial on Facebook, Twitter, and Instagram. 

4 things to keep in mind when online shopping for appliances

Buying appliances online from official stores ensures you get authentic products, warranty, and reliable after-sales service.

 

4 things to keep in mind when online shopping for appliances

Shopping for appliances online can be very exciting, with so many choices and brands that you can buy with just a swipe of your finger. But before you start adding to your cart, do your research and familiarize yourself with the features that are now available, as well as the after-sales benefits you might need.

 

Shopping online is not the same as shopping in an appliance store where a salesperson is on hand to demonstrate how to operate the product or answer your questions. So, to guide you in shopping for appliances online, Midea, the world’s largest manufacturer of home appliances offers some tips to make sure you get the best value for your money.

 

Buy only from legit stores. Shopping online is very convenient, but sometimes it can be challenging to know if the website you’re visiting is legitimate. The best way to ensure you’re buying from a reliable source is to purchase items from the flagship stores on e-commerce sites. Check out the Midea Philippinesofficial stores in Shopee and Lazada that are guaranteed to be 100% authentic. Make sure to look for the blue badge or blue check beside their store name that you can verify on both apps. You can also check out mideaph.com for the complete lineup of appliances and seasonal deals and promos.

 

Check the product’s electrical frequency. This is an important consideration not many know about. When ordering appliances online, especially if it’s imported, occasionally, you will find appliances that run at 100-127 volts at 50 Hz that tends to run slower compared to local appliances which operate at 220-240 volts at 60 Hz. You might think that this is okay just because the appliance operates when you turned it on, but what you don’t know is that running an appliance using a voltage or frequency that's not designed for it can be dangerous. There is the risk of burning, fire, or even explosion. So always check the product specifications before you purchase or chat with a customer service officer if you are not sure.

 

After-sales service and warranty. Authorized physical and online stores generally offer standard product warranty on parts, often with conditions. Always check what is covered under the warranty if your appliance is damaged, as well as the warranty period. It’s also useful to check the location of service centers so you know how far you need to travel in case the appliance malfunctions. Again, reach out to a customer service officer and don’t hesitate to ask these important questions to make sure you get the best after-sales service – email their customer support at customercare@midea.com.ph or call their Toll-Free Number 1-880-10-863-5522, Landline (02) 8863 55 22, or contact them through Viber/SMS (0917) 863 5522.

 

Collect discounts or free shipping vouchers. Who doesn’t love promos and discounts, right? Especially if you’re on a tight budget, discounts and vouchers will save your day! In case you’re not aware, flagship stores give out discounts or free shipping vouchers from time to time. Using these discount vouchers, you can buy more while spending less, and on top of that, you may get your items without having to pay the shipping fee!

 

Online shopping is just a breeze if you know just what stores you can rely on to get the best deals possible for you and your family. Spot flagship stores on Shopee and Lazada by looking for the “Shopee Mall” and “LazMall” badges or by filtering your search category to “mall” products only. You can get more information about Midea’s home appliance solutions or avail of exciting deals at www.mideaph.com.

Shopee Partners with the Department of Trade and Industry to Launch its Second ASEAN Online Sale Day

From August 8 to 10, shoppers can look forward to up to 75% off on ASEAN products

Shopee, the leading e-commerce platform in Southeast Asia and Taiwan, launches its second ASEAN Online Sale Day (AOSD) in partnership with the Department of Trade and Industry (DTI). From August 8-10, shoppers can enjoy up to 75% off on featured products from ASEAN countries like the Philippines, Thailand, Malaysia, Singapore, Cambodia, Laos, and Indonesia.

 

The ASEAN Online Sale Day is a yearly event that aims to facilitate transborder e-commerce in the region, support local MSMEs in the country, and enhance stronger partnerships between stakeholders and businesses. Users can look forward to amazing brand deals from Krizia Ladies Wear, Go Lokal! Official Store, Mondial88 Trading Corporation, IRVINS Salted Egg, Chocovron, BLK Cosmetics, Happy Skin, Jersey Milk, and the Globe Official Store.

 

Marievic M. Bonoan, Director at the DTI - Bureau of Domestic Trade Promotion, said, “The DTI is looking forward to partnering with Shopee once again for the ASEAN Online Sale, and we are thankful for their support in promoting cross-border trade amongst ASEAN countries. It also allows ASEAN nations to promote their products and services on a large platform and establish a strong online presence, further maximizing their online selling experience. We will continue to collaborate with organizations like Shopee to drive economic recovery through e-commerce.”

 

E-commerce continues to expand and make a significant impact on the lives of consumers, with about 2.14 billion people expected to buy goods and services online this year.^[1] Meanwhile, brands and individuals begin to embrace digitalization and innovative integrations to sustain economic recovery and progression, with a projected growth of $5.4 trillion US dollars worldwide in 2022.^[2] With the current global situation, online platforms like Shopee, plays a big role in the new normal and will continue to make online shopping easy and rewarding through initiatives like the ASEAN Online Sale Day.

 

Martin Yu, Director at Shopee Philippines, said, “As e-commerce rapidly grows, Shopee continuously finds ways to improve consumer trust in the industry, especially in ASEAN businesses. We are glad to partner with the DTI through this campaign, where we can support local and regional sellers by giving them expanded channels to market and sell their products, promoting cross-border e-commerce activities in the region to drive our region’s digital economy forward.”

 

From August 8 to 10, users can get 20% off ShopeePay voucher with a ₱300 min spend*, when they use the code: AOSD2021. Valid on AOSD sale items from Aug 8 to 10, 2021 only. For more information about the ASEAN Online Sale Day, visit https://shopee.ph/m/2021-asean-online-sale 

 

Download the Shopee app for free via the App Store or Google Play.

8 Sulit Items Under ₱800 to Score at the Shopee 8.8 Mega Flash Deals Sale

Whether you’re looking for kitchen, personal care, or work-from-home essentials, you’ll enjoy big discounts with these flash deals

 8 Sulit Items Under ₱800 to Score at the Shopee 8.8 Mega Flash Deals Sale

 

Haven’t tried shopping for flash deals on Shopee yet? You’re missing out on some of the most exciting discounts! If you’re currently shopping for essentials for the whole family, now is the perfect time to check out these limited-time deals.

At the Shopee 8.8 Mega Flash Deals Sale, which runs until August 8, you can enjoy the most sulit deals on food, skincare, pet care, and gadgets. Below, we’ve rounded up eight money-saving deals under ₱800, with some even going for as low as ₱8: 

Cal Cheese Wafer

Prepare your pantry for the coming weeks by stocking up on snacks your kids can enjoy. Cal Cheese Wafer is made with real cheddar cheese and contains plenty of calcium. Serve with your children’s favorite orange juice.

Hawaii Home Stand Mixer

If you prefer freshly baked homemade snacks, get a Hawaii Home Stand Mixer. Its high-performance motor makes less noise and mixes food efficiently, while its two attachments are perfectly designed for beating, whipping, and kneading.

Summer Girl Wet Wipes

All parents know how messy the house can get when the whole family’s at home. Use Summer Girl Wet Wipes to clean any spills, dirt, or mud with a few quick and easy swipes. Each wipe is made of thick, cottony soft material.

 FamilyGuard Disinfectant

Protect the whole family with FamilyGuard Disinfectant. This aerosol spray combats unwanted odors and kills 99.9% of viruses, bacteria, and fungi. Remember to use this to disinfect any deliveries before you open them.

 Farmstay Aloe Face Mask 

Don’t forget to squeeze in a little self-care! Farmstay Aloe Face Mask helps hydrate, refresh, and rejuvenate dry skin. Leave this mask on for ten minutes for a smooth, moisturized complexion.

Madre de Cacao Pet Soap 

Make sure to give your fur babies some love, too. Lather them up with Madre de Cacao Pet Soap during baths to help remove mange and give their coat a healthy boost and shine.

Omthing In-Ear Headphones

Working out at home? Stay pumped for each session by blasting an uptempo playlist using Omthing In-Ear Headphones. It features ergonomic in-ear buds, intelligent wireless control, and a waterproof design.

Webcam

Keep in touch with your colleagues using the ODSCN Webcam. With an effective resolution of 1932 * 1088 and a video frame rate of up to 30FPS, you can enjoy clear communication with your workmates.

 To discover more flash deals, visit https://shopee.ph/m/8-8. 

 To save more on your purchases, use ShopeePay to enjoy daily free shipping and coins cashback. Top up your ShopeePay wallet through your debit card, online banking, or over-the-counter payment partners. Get up to 50% cashback when you pay your electricity, water, and internet bills with ShopeePay. Enjoy ShopeePay ₱1 Deals from Puregold, Seaoil, Potato Corner, and more; 10% off on mobile load; and flash deals on mobile load & data for as low as ₱1. 

Want more ShopeePay credits? To win up to ₱5,000 worth of ShopeePay credits, join the #BudolFinds challenge until August 8. Just buy products from the Fashion, Food & Beverages, Electronics, Beauty/Personal Care, and Home categories on Shopee. Shoot a creative 30-second review and include the hashtag #BudolFinds in the caption. For more details about the #BudolFinds challenge, visit https://shp.ee/u6vfw6j.

 Download the Shopee app for free via the App Store or Google Play.

7 Tips and Tricks All Beauty Lovers Should Master

7 Tips and Tricks All Beauty Lovers Should Master

Get the lowdown on these must-know tips and enjoy up to 90% off on skincare and makeup must-haves at Shopee Beauty

 7 Tips and Tricks All Beauty Lovers Should Master

 

Throughout the years, we’ve seen just how quickly beauty fads change. We’ve witnessed the industry’s evolution, from yesteryears’ contouring and highlighting trends to today’s more natural, glowy looks.

 

That said, the fundamentals of beauty pretty much stay the same. After all, whichever look you’re going for, you still need to know the basics of taking proper care of your skin, or of picking out shades that work wonders for your skin tone.

 

Below, we’ve rounded up a few skincare, hair care, and makeup how-tos for beauty lovers. We’ve also included product recommendations, which you can get for up to 90% off at the Shopee Beauty Sale starting July 28: 

1. Wear sunscreen even while staying indoors

Rain or shine, it’s important to protect your skin against harmful UV rays. If you’re indoors, keep in mind that these rays can still penetrate windows. After your morning skincare, apply sunscreen with an SPF of at least 30. SNAILWHITE CC Sunscreen comes with SPF50+ PA+++ and provides natural coverage.

2. Gently pat your skincare on

The lightweight Neutrogena Hydro Boost Water Gel is perfect for the Philippines’ hot and humid climate. Squeeze a generous amount onto your fingertips and softly pat—don’t rub—on your face. A patting motion is more gentle on the skin. For thin skin surrounding the eye area, use your ring finger to help prevent wrinkles.

3. Don’t shampoo everyday

Did you know that shampooing everyday actually strips the scalp of natural oils? Try shampooing every other day instead. During the days in between, use Palmolive Naturals Dry Shampoo to freshen up your locks. Spritz on sections of your hair for fragrant, floral-scented tresses.

4. Don’t apply too much mascara to avoid clumps

If clumpy spider lashes are the bane of your existence, here’s a little trick: always wipe off excess product on your mascara wand before wiggling it up your lashes. With Maybelline Lash Lift Mascara’s double curved wand, you can enjoy dramatic volume and lift minus the clumps.

5.Make your foundation look like second skin

Prior to applying foundation, create a glowing canvas by moisturizing your skin. Next, buff in your foundation of choice, blending from the center of your face outward. For a natural look, Ellana Buttermilk BB Foundie lends the skin medium coverage and a radiant finish.

6. Prep your lips before applying lip products

Take a look in most Filipinas’ makeup bags, and you’ll definitely find a lip tint. Happy Skin Lip & Cheek Tint, for instance, offers a variety of morena-friendly colors. For smooth, juicy lips, exfoliate gently and swipe on a lip balm. Then apply the tint to the center of your lips and use your finger to diffuse the color.

 

7. Use a light hand for your brows

You know what they say—brows can either make or break your look. For flawless arches, use Focallure Eyebrow Pencil to draw small, feathery strokes. Blend out the product as much as you can, then brush the hairs up with a clear brow gel to mimic a naturally full brow.

 

To discover more deals on beauty products, visit https://shopee.ph/m/shopee-beauty. 

 

For more exciting promos, check out Shopee’s End-of-Month Sale: ShopeePay Petsa de Panalo:

 

●     Earn coins when you pay your bills with ShopeePay. New digital users can enjoy 50% bills cashback, while all users get 20% bills cashback.

●     Enjoy ₱1 Deals from Puregold, Potato Corner, McDonald’s, Jollibee, Seaoil, and more.

●     Get discounts and flash deals on mobile load, such as  ₱5 load for ₱1 and ₱10 data for  ₱1.

●     Top up at least ₱300 for a chance to win ₱20,000 in cash.

 

To check out more deals from ShopeePay Petsa de Panalo Sale, visit https://shopee.ph/m/petsa-de-panalo-sale.

 

Download the Shopee app for free via the App Store or Google Play.

4 tips to help you achieve smoother and poreless skin

 Ever Organics Brightening Pore Serum helps you achieve that K-star glow

 

4 tips to help you achieve smoother and poreless skin

 

Are you one of those hooked on K-dramas and wishing for clear, dewy, beautiful skin just like the leading actors? Well, you are not alone! So many people are aiming to have poreless skin and getting it is easy with some extra care.

 

Ever Organics, the newest line of products made in Korea from Ever Bilena Cosmetics Inc, shares 4 effective tips to help you achieve flawless, smooth, and poreless complexion: 

 

Tip #1: Cleanse, tone, and apply essence.  

Cleansing your face is always the first step in a skincare routine. This is to prevent dirt and pollution from piling up on your face that may cause skin dehydration and breakouts. Always remember to wash your face with a cleanser that suits your skin. Scrub, ideally twice or thrice a week, to exfoliate dirt that may have accumulated over time.

 

Next, apply an alcohol-free toner to prep your skin. Toners are used to keep your skin look plump and healthy as it removes deep-seated dirt and impurities.

 

Afterwards, apply some essence. Essence has a lighter consistency than a serum, so after toning your face, add in some essence. Including this in your routine helps your skin absorb more of the nutrients you give to your skin. 

 

Tip #2:  Use a serum. 

Serums minimize the appearance of pores, dark spots and acne marks. Incorporate Ever Organics Brightening Pore Serum, which has Niacinamide and Vitamin C, into your list of go-to serum products. These powerful ingredients retain skin moisture that will keep your skin firm and healthy and at the same time reduce dark spots and acne marks, helping you achieve that smooth and poreless beauty.

 

Ever Organics Brightening Pore Serum also protects your skin from harmful pollutants and the sun. Its oil control protection keeps your skin fresh and hydrated without feeling sticky.

 

Tip #3: Moisturize and apply sunscreen. 

Moisturizing is a must for every skincare routine, not just on the face but for the whole body. Having dry skin increases the risks of breakouts and premature skin aging. Applying moisturizer religiously helps you maintain that youthful and clear skin.  Follow up the moisturizer with some sunscreen. Make it a habit to apply sunscreen on your face daily and ensure that the sunscreen you’re using has at least 30 to 50+ SPF. The sunscreen, while it gives you protection from the harsh UV rays, also prevents premature aging and inflammation of the skin and reduces the risk of hyperpigmentation.

 

Tip #4: Mask it up. 

Give yourself that spa-like facial experience at home anytime with handy face masks! Apply one of the Ever Organics Sheet Masks to remove excess oil, get rid of your tired look, and minimize the appearance of pores. Ever Organics Sheet Mask comes in different variants: purifying, detoxifying, antioxidants, soothing, revitalizing, and moisturizing. All this guarantees that you’ll feel fresh and glowing after!

 

You can easily achieve that flawless, natural look you've been looking for by following these simple tips.

 

Ever Organics Brightening Pore Serum (P120) and Ever Organics Sheet Mask (P38) are now available on Lazada. For more information, follow @EverOrganics on Facebook and @ever_organics on Instagram.

Sanofi celebrates International Self Care Day with Power To Love Yourself Completely Online Event

 

In photo: Janeena Chan, Jill Lim, Group Brand Manager of Sanofi Consumer Healthcare, Mommy Mish of MommaNManila and Lynn Pinugo, Co-Founder of SheTalksAsia.

Sanofi celebrates International Self Care Day with Power To Love Yourself Completely Online Event

 Take Control of Your Finances: Financial Planning in Three Life Stages

 

Everyone’s life journey is different. The many choices and decisions you make along the way will lead you to different paths and produce different outcomes. But it’s safe to say that everyone wants to live a secure and comfortable life from here on out.

 

With smart financial planning, you can be in control of your finances and live a worry-free life. The sooner you get started on securing your future, the earlier you will reap the rewards.

 

If you’ve lost track of your finances because of the demands of life, that’s okay. You can take back control and change your life’s trajectory. It’s never too late to start and make better decisions that will positively impact your financial future.

 

From early career to retirement, you can map out your future with a solid and comprehensive financial plan.

 

Early Career

Your early career is very important when it comes to financial planning. This is the period of your life where you lay out your plans and work to turn them to reality.

 

Because you’re starting on a clean slate, anything is possible! Just remember that the decisions you make during this stage will lay the groundwork for your financial plans and impact your long-term financial health.

 

In short, this is where your ‘adulting’ begins. There will be bills to pay now, and you’ll be shouldering most of the expenses at home to help your parents out (if you haven’t moved out to get your own place already).

 

Thus, your main focus during this period is managing your cash flow to make your budget work.

 

But the truth is it’s easier said than done. Since you’re just starting out in your career, it can be challenging to meet all your financial goals, especially on an entry-level salary.

 

Whether you’re earning ₱15,000 or ₱150,000 a month, the prices of commodities are the same for everybody. The prices of goods and services will not adjust to your income.

 

But even with a meager salary, you can still make it work by managing your finances. Plan your short-term and long-term goals. List down your monthly financial priorities, making sure to pay off your bills first. Then decide what you want to do with the money you have left.

 

Why not open your own savings, checking, or time deposit account to kickstart your savings goals? If you have ₱5,000, ₱10,000, or ₱25,000 saved up, you have many savings options that will suit your lifestyle and boost your savings goals.

 

For instance, RCBC's OneAccount combines the features of savings, checking, and time deposit in a single account. It also allows you to earn higher interest as well as customize its features according to your needs or preference--from choosing between having an account with zero maintaining balance or no annual fees, to which you can add-on features such as free life insurance coverage, card insurance, personal accident insurance, and free withdrawal at any Bancnet ATM. It comes with an ATM Card, Transaction Journal and Checkbook. Base rate is P10,000 but you can increase it if you want to avail the full features of this type of account.

 

You may also opt to put your money in low-risk investments that can help your money grow over time. For example, you can invest in RCBC Unit Investment Trust Funds (UITFs) for as low as ₱5,000. Money market UITFs are low-commitment investments that are also convenient and accessible.

 

Enjoy what you earn, but think about your future as well. The important thing is to spend responsibly and save money so you can afford to spend guilt-free!

 

Mid-Career

By the time you reach your mid-career, your focus will shift to building your wealth for the long-term and protecting yourself financially. 

 

From buying the latest gadgets to saving up for exciting barkada trips, the next life stage will have you saving up for your wedding, your first home, your first child, or your first business.

 

During this stage, your income will have increased, and you’re likely to hold a better and more stable job.

 

Because of your increasing financial responsibilities, you should also prioritize maximizing your savings, increasing your income sources, and growing your investments.

 

This will not be easy, especially when your household income is only just enough for your daily expenses. But if you were able to save during the early career stage, you can now use a portion of your savings to pay for the down payment of your house or your child’s tuition. You can even get that business started.

 

The goal is to earn more passive income, preferably on a low-risk investment product. If you have ₱100,000 to invest, you can explore RCBC’s fixed income securities, such as Treasury Bills, Retail Treasury Bonds, Local Corporate Bonds, Fixed Rate Treasury Notes, or Foreign Currency Sovereigns. Or if you are looking for more affordable investment options with higher earning potential, you can also try the more aggressive UITF products such as the Bond or Equity Funds.

 

Moreover, your life and health insurance coverage should be sufficient and in force in case anything happens to you. No one knows what the future holds. In the blink of an eye, you can lose everything you’ve worked so hard for, so it’s a must to have protection.

 

At the same time, start saving up for your own retirement. It may seem many years away, but it’s sooner than you realize. While you still have the earning capacity, prepare for your comfortable golden years.

 

Pre-Retirement

 

By the pre-retirement stage, your children will be almost finished with college. Your mortgage will also be almost fully paid.

 

For a lot of Filipinos, there will still be plenty of financial strains in the pre-retirement stage. Especially when there are just too many financial obstacles and not a lot of income opportunities.

 

Your retirement is something you prepare for as soon as you receive your first paycheck. Your current age and the age you want to retire will help you create a retirement strategy that works.

 

Don’t panic if you’re only ten or fifteen years away from retirement. This is still a lot of time to build a retirement fund.

 

A pro-tip is consistently and regularly building up your retirement fund overtime. For example, investing P5,000 in RCBC Equity Fund every 1^st of the month for over fifteen years, without fail, is a sure way to build your fund.  You accumulate P900,000 in principal plus the unlimited potential earnings of your investment over fifteen years!

 

If you have a more substantial savings at this point, Investment Management is another option that can help maximize the earning potential of your portfolio. A team of financial experts can guide you based on your investment preferences and parameters or they can also make investment decisions on your behalf.

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Evaluate your progress regularly to make sure you’re on track and see if you need to change anything in your financial plan. Consider present risks that may prevent you from reaching your financial goals, and then do everything right now to fill in the gap. Even if it means getting a side gig, changing your investment strategy, or even pushing back your retirement date.

 

Set clear financial goals when you reach these life stages and strive to achieve them. This way, you can worry less about your finances and be in control whenever you encounter financial hurdles.